New asset
in global
crypto economy

powered by blockchain

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100%
0 ETH Close pre-sale 500 ETH

Re:Factor ICO rating re:factor ICO rating


What trade receivables are

Supplier
Goods and services

Trade receivables

Deferred payment
Customer
Supplier
Goods

Trade
recei
vable

Deferred payment
Customer

Very often suppliers ship goods on credit terms, so that the customer
could have enough time to utilize them or resell. As soon as shipment is made, but no money has been paid by the customer,
its debt is reflected in supplier’s balance sheet as a trade receivable.

Core idea

Emerging
markets
Trade
receivables
Tradable
asset
Global P2P
trading
Global
community
Investments
Debt
Trade
receivables
Tradable
asset
Global P2P
trading
Private
investor
Investments

re:factor provides the financial market with a P2P factoring platform
to facilate investing in trade receivables and make the process global

re:factor platform

  • "Factorable"
    Suppliers

  • "Non-Factorable"
    Suppliers

  • Institutional and Ultra High-Net-Worth

COMFIN

COMFIN

Classical factoring company operating in target countries

CROWD
FACTOR

CROWDFACTOR

Global P2P receivables trading platform for regular receivables sellers.

RTP

RTP

Trade receivables exchange

STRAM

STRAM

Outsource services for financial institutions and companies for trade receivables management and support.

  • "Factorable" suppliers

  • Private P2P investors

  • Financial
    Institutions - Lenders

  • Borrowers
    from Financial
    Institutions

  • «Factorable»
    Suppliers

  • Institutional investors
    and Ultra High-Net-Worth
    Individuals

  • «Non-Factorable»
    Suppliers

COMFIN

COMFIN

Classical factoring company operating in target countries

RTP

RTP

Trade receivables exchange

CROWD
FACTOR

CROWDFACTOR

Global P2P receivables trading platform for regular receivables sellers.

STRAM

STRAM

Outsource services for financial institutions and companies for trade receivables management and support.

  • «Factorable»
    Suppliers

  • Private Р2Р
    investors

  • Financial
    Institutions - Lenders

  • Borrowers
    from Financial
    Institutions

re:factor

  • Turns trade receivables into a liquid asset
  • Lifting national borders between platform users
  • Granting access to financing for SMEs in emerging markets
  • Facilitates development of the countries of receivables origination
  • Makes the investment process safe
Our team
Mikhail Treyvish

Mikhail Treyvish

CEO

Founder and President of Omnigrade rating monitoring agency, Factoring consultant to EBRD, CEO at National Factoring Company, board of directors member, board of directors head, Head of Asian department at International Factors Group

Elena Trakhanova

Elena Trakhanova

CBDO

14 years of experience in factoring business, top manager at the number of leading Russian factoring companies such as Alfa bank, National Factoring Company, Gazprombank.

Margrith Lutschg-Emmenegger

Margrith Lutschg-Emmenegger

BUSINESS DEVELOPMENT PARTNER

12 years with WestLB, Managing Director, Global Head of Forfaiting and Factoring, 12 years CEO at FIMBank, a specialist Forfaiting and Factoring Bank..

Dennis Firmansjah

Dennis Firmansjah

ADVISOR

General secretary at Asian Financial Services Association (AFSA), Board member at PT. Aditama Finance

Andrey Otmakhov

Andrey Otmakhov

CTO

Co-founder and CEO at Maxxinet, 15 years of experience in creating IT platforms.

Stanislav Pushtorskiy

Stanislav Pushtorskiy

CCO

Sales Director, IR Director, Chief Commercial Officer, VP at National Factoring Company

Chris Barrett

Chris Barrett

CRO

Executive director of Health International, Lead Adviser at Nestor Advisers, partner to PwC

Sergei Sergienko

Sergei Sergienko

CRYPTO ADVISOR

Co-founder and CEO at Chronobank, co-founder at Edway Group Ltd., Blockchain-enthusiast, winner of numerous awards for entrepreneurship.

John Brehcist

John Brehcist

ADVISOR

30 years of experience in commercial finance, founder of ROUNDWINDOW Consultancy Services, Head of Strategy at Lloyds TSB Commercial Finance Ltd.

Vyacheslav Sokoltsov

Vyacheslav Sokoltsov

CAO

Serial entrepreneur, 7 years in venture investments, blockchain enthusiast, cryptoinvestor.

Joseph Lufkin

Joseph Lufkin

ADVISOR

Co-founder of IFCL Group, Long-standing consultant to Asia’s apex development finance institution on a wide range of funds, facilities, projects, special initiatives, financial matters, evaluations, business development in Asia Development Bank

Marius Savin

Marius Savin

ADVISOR

20 years of experience in factoring industry, ex-member of FCI marketing committee, lecturer of Certification of Financing International Trade (COFIT) developed in partnership with Malta University and FCI.

Ralf Bauer

Ralf Bauer

ADVISOR

25 years in banking and factoring business, Director of BFG Bank AG, Executive official at EUROFACTOR, Executive official at Lloyds TSB Commercial Finance, shareholder of Capitalfuss Beratungsgesellschaft mbH.

Ksenija Kraewska

Ksenija Kraewska

CMO

15 years of experience in the MarCOM and Corporate Affairs (Symrise AG, Tizen, Moscow Government), German Ph.D. in economic sociology, expert in Behaviour economics, marketing strategy and marketing communications, IR & International trade.

Mikhail Knyazev

Mikhail Knyazev

IR & BUSINESS DEVELOPMENT

20 years in the investment business Founder and Director, investment company «liberty Capital» Member of the Board of Directors of several industrial enterprises Founder, Multifunctional Financial Brokerage Centre Member, Russian Association of cryptocurrency and blockchain Crypto investor

Maria Agranovskaya

Maria Agranovskaya

Chief legal coordinator

Attorney at Law with 20+ years of experience. Started working with cryptocurrency issues back in 2010.

Mikhail Treyvish

Mikhail
Treyvish

CEO
Elena Trakhanova

Elena
Trakhanova

CBDO
Margrith Lutschg-Emmenegger

Margrith
Lutschg-Emmenegger

BUSINESS DEVELOPMENT PARTNER
Dennis Firmansjah

Dennis
Firmansjah

ADVISOR
Andrey Otmakhov

Andrey
Otmakhov

CTO
Stanislav Puschtorskiy

Stanislav
Puschtorskiy

CCO
Chris Barrett

Chris
Barrett

CRO
Sergei Sergienko

Sergei
Sergienko

CRYPTO ADVISOR
John Brehcist

John
Brehcist

ADVISOR
Vyacheslav Sokoltsov

Vyacheslav
Sokoltsov

CAO
Joseph Lufkin

Joseph
Lufkin

ADVISOR
Marius Savin

Marius
Savin

ADVISOR
Ralf Bauer

Ralf
Bauer

ADVISOR
Ksenija Kraewska

Ksenija
Kraewska

CMO
Mikhail Knyazev

Mikhail
Knyazev

IR & BUSINESS DEVELOPMENT
Maria Agranovskaya

Maria
Agranovskaya

Chief legal coordinator

ICO details

1 billion

Maximum volume
of REFT tokens issue

720mln

Max volume of REFT
Tokens sold out during ICO

200mln

Number of REFT Tokens
reserved for the team

50mln

Pre-ICO

10mln

Bounty

10mln

Advisers

10mln

Referral investors

5 000ETH

Soft cap

100 000ETH

Hard cap

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Accepting BTC, ETH, DASH, LTC